35 is the best age to buy life insurance

Why 35?

- 35 is the age where you’re old enough to consider protecting financial assets but still young enough to qualify for the lowest rates. Check out these costs for someone aged 35 vs 45 and older:

Insured Amount: $500,000

Height: 5’3

Weight: 120

Gender: Female

Age 35: $20.56/mo

Age 45: $40.25/mo

Age 55: $91.88/mo

Age 65: $318.50/mo


Rates are low from ages 18-45 but increase 200% by age 55 to $91/month. Rates go even higher to over $318/mo at age 65.

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Nationwide Life Insurance Review

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I Have 3+ Kids! How Much Life Insurance Do I Need?